Comprehensive Auto Insurance Policies - OHS Body Shop

If you drive a car on the road, you need to access the best auto insurance services. You really have to focus on the most comprehensive coverage and once you do that, it will be well worth it. Generally, the most important aspect car owners want to pursue is getting the best deal for their money. However, the problem with that is they end up dealing with lots of cheap policies.

What you need to realize here is that nothing is free and if you’re dealing with a cheap policy, that means they are limited in what they can offer. Normally cheap auto insurance policies skip a variety of things that should be there in the first place. Here are some of the things you can’t really find in a cheap Auto Insurance policy.

Rental car insurance coverage

Despite the fact that adding this can be very inexpensive, the truth is that you sometimes need rental car insurance. You never know when you need to use a rental car, and if an accident happens you want to be fully protected by your insurance business. Adding this type of coverage is a no-brainer if you end up traveling a lot.

OEM rider

Adding this can also be very inexpensive, yet many cheap auto insurance policies won’t include it. What this means is that you are allowed for your car to have some new manufactured parts instead of the fake reproduction parts.


Believe it or not, many cheap auto insurance policies won’t include glass replacement or repair. It might sound strange, but this is true, they skip this in order to keep costs low. However, hail damage or a variety of weather problems can lead to glass problems. That’s why adding this kind of stuff is very important, and it won’t increase the policy costs that much in the first place.

Door ding shield

This is yet another inexpensive addition that you should focus on. It will help a lot because you can bring in better protection for your vehicle. The truth is that door dings can appear all the time when you drive and visit places. You really need a door ding shield protection, and you should try to add that to your insurance.

Car accessory insurance

A lot of car insurance providers are known for the fact that they don’t cover accessories at all. They just cover your car and that’s it. So if you added any accessories, you have bad luck. The best thing that you can do is to find insurance policies that cover things such as special bumpers, bed liners, graphics or paint, custom pin stripes and other features similar to that.
As you can see, not all Auto Insurance policies are the same. You need to study the offer carefully to see what you’re getting for that price. Ideally you want to stay away from policies that are very cheap, because they tend to lack a lot of features. Your focus should be on going for the more reliable and professional insurance policies. Granted, they are more expensive, but you will get a much better quality and value for money. At the end of the day, you always get what you pay for!